Stablecoin adoption for daily transactions on the rise as Changelly prepares May 15 infrastructure podcast
Changelly reveals key stablecoin adoption patterns for 2026, preparing for a May 15, 2026 podcast episode with Stablerail focusing on essential stablecoin infrastructure for businesses.
May 6, 2026 — New research released by Changelly reveals emerging patterns in stablecoin adoption, showing a notable transition away from pure trading applications and toward practical use cases including routine payments, liquidity portfolio optimization, and everyday consumer transaction patterns.
The comprehensive analysis merges transaction information from Changelly's platform throughout 2025 alongside survey responses gathered collaboratively by Changelly and Simple from a sample exceeding 3,000 participants. The data reveals that stablecoins are progressively functioning as practical financial instruments beyond their traditional role as trading-only infrastructure.
In order to examine these emerging trends more thoroughly, Changelly has scheduled a live podcast conversation called "The Rise of Stablecoins: Infrastructure Every Business Must Build" for May 15, 2026. This upcoming discussion will bring together John Adam Khandjian, CGO at Changelly, alongside Alex Emelian, CEO and Co-Founder of Stablerail, to examine the transformation of stablecoin infrastructure for enterprises engaged in cross-border payment activities.
Stablecoin activity expands beyond trading
The research indicates that total stablecoin supply exceeded $300 billion throughout 2025, with yearly on-chain transaction volumes reaching nearly $46 trillion.
Internal analytics from Changelly's platform revealed that:
- 23.78% of completed transactions involved stablecoins
- Stablecoin transaction sizes were approximately five times larger than non-stablecoin transactions
Additional findings from the analysis demonstrate that participation in stablecoin swap activities rose 33% compared to the previous year, while exchange flows moving between cryptocurrency assets and stablecoins maintained relatively equal proportions, indicating users progressively view stablecoins as a dynamic liquidity mechanism instead of merely a protective holding.
Everyday spending behavior becomes more visible
Survey responses collected jointly by Changelly and Simple revealed expanded stablecoin integration in routine spending patterns:
- 60.6% of respondents reported spending through crypto-linked cards
- Average transaction sizes were approximately €40
- Most spending activity was concentrated in categories such as groceries and transportation
These results indicate that stablecoin transaction patterns are progressively mirroring conventional debit card usage behaviors.
The analysis additionally highlighted education and comprehension among users as a more substantial adoption hurdle compared to technical infrastructure challenges. Although 59% of crypto card users experienced no technical difficulties, 58% of individuals who haven't adopted the technology pointed to insufficient understanding as their main reason for not participating.
Upcoming discussion on stablecoin infrastructure
The scheduled May 15 conversation will center on stablecoins' function in cross-border payment systems and digital financial infrastructure development.
Anticipated discussion points include:
- The role of stablecoins as an onboarding layer into crypto
- The shift from passive holding toward active spending and usage
- Why product design and user understanding are becoming increasingly important drivers of adoption
The planned event will feature a 20-minute discussion followed by a live Q&A segment.
About Changelly
Changelly is an instant crypto exchange platform and a trusted crypto API provider serving over 600 companies and 12 million users worldwide. It offers secure crypto-to-crypto exchange, fiat on-ramp/off-ramp APIs, and crypto payment processing. Discover how businesses can enhance their crypto offerings with Changelly's business products. Follow Changelly on LinkedIn for updates on new features and industry trends.
About Stablerail
Stablerail is the AI neobank for stablecoin-native companies moving 6–8 figures monthly. One self-custodial account to hold, swap, pay, invoice, get fiat IBANs, spend on cards, and earn yield. AI screens every payment for sanctions, taint, and policy match before anyone signs.