MetaMask and Mastercard Introduce Crypto Debit Card to American Market, Now in New York
The United States sees the nationwide rollout of the MetaMask Card, now accessible in 49 states including New York for the first time, after two years of pilot testing programs.
The self-custodial digital currency wallet MetaMask has commenced the nationwide deployment of its Mastercard-powered payment card throughout the United States, marking the inaugural availability for New York residents.
On Thursday, Consensys, the parent organization behind MetaMask, revealed the widespread availability of the MetaMask Card in the US market after conducting pilot programs during 2024 and 2025.
The American launch expands MetaMask Card's existing presence beyond Argentina, Brazil, Canada, nations within the European Economic Area, Mexico, Switzerland and the United Kingdom, with plans to enter more markets in the future, according to a statement the company provided to Cointelegraph.
"This marks the inaugural occasion when MetaMask Card becomes accessible throughout 49 states, and represents the first opportunity for New York residents to obtain it," a Consensys representative stated, noting that Vermont remains the sole state where the card is unavailable.
"MetaMask shares our vision of empowering people to spend their crypto securely and seamlessly — anywhere Mastercard is accepted in the world," said Sherri Haymond, global head of digital commercialization at Mastercard.
Full self-custody until the point of payment
Developed through a collaboration with regulated financial services provider Monavate (previously known as Baanx) and utilizing Mastercard's worldwide payments infrastructure, the MetaMask Card receives its issuance from Cross River Bank, an institution insured by the US Federal Deposit Insurance Corporation (FDIC).
According to the company, the payment card functions at 150 million Mastercard merchant locations globally, whether for online transactions or physical store purchases, and offers compatibility with both Apple Pay and Google Pay digital wallet services.
A fundamental characteristic of the payment card centers on self-custody functionality, which permits cardholders to maintain their cryptocurrency independently and preserve complete authority over their assets until they execute a transaction.
"Unlike most traditional crypto cards, which are custodial and require users to pre-load funds onto an exchange account, MetaMask Card is fully self-custodial," the company said in the announcement.
"Users retain control of their digital assets in their MetaMask wallet until the moment they pay."
Accompanying the rollout, MetaMask plans to unveil the premium MetaMask Metal Card, a tangible card option that complements its digital wallet solution. This premium card carries a price tag of $199 for an annual subscription.
The MetaMask Card introduction represents the most recent development in Mastercard's expanding cryptocurrency collaborations, coming after the payment giant's inaugural debit card pilot project with MetaMask launched in 2024.
In August 2025, Mastercard deepened its partnership with USDC (USDC) issuer Circle, enabling USDC and EURC (EURC) settlement for acquirers in Eastern Europe, the Middle East and Africa.
"Our strategic goal is to integrate stablecoins into the financial mainstream by investing in the infrastructure, governance, and partnerships to support this exciting payment evolution from fiat to tokenized and programmable money," Mastercard executive Dimitrios Dosis said at the time.